What Items Are NOT Covered by an AKKO Plan?

Car electronics, including car stereos, GPS navigation devices, and keyless entry

Any items incorporated or mounted on the exterior/interior of your vehicle

Drones

Data transfer/recovery

Equipment primarily used outside

Business use printers

Jewelry items, including watches, rings, and any other pieces made of gold, silver, platinum, or fur, are limited to a maximum of $1,000 per incident of loss

Money (currency or coin), evidence of debt, letters of credit

Forms of identification, including student IDs, driver’s licenses, passport documents, notes, securities, transportation tickets, or other tickets

Pharmaceuticals (prescription or over-the-counter)

Artwork (professional or amateur), antiques, and collectibles

Animals

Firearms or ammunition

Salesman samples

Contact lenses

Prescription lenses

Phone Cases

Keys

Artificial teeth or limbs

Merchandise for sale

Motorized transportation vehicles, including e-bikes and lawnmowers

Bicycles costing over $1,000

Any type of motorized land vehicles or other conveyances

Automobiles, motorcycles, boats, motors, aircraft, or aircraft parts

Property from a personally owned vehicle (unless stolen with evidence of break-in) (see terms).

RC/toy cars.

Wall-mounted appliances.

Landlines

Appliances integrated into cabinetry

Appliances with Utility Hookup (Gas, water)

Grills/Smokers

Gas-powered Tools

Electronic Power Tools are only covered against accidental damage/theft.

Power Stations/Generators

Furniture

Gun safes

Surfboards from general use/handling or accidental damage from non-airline transportation

Workout equipment from general use/handling